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Bar Harbor Bank & Trust Relationship Rewards

$400
sign-up bonus
Limited reportsConfirmed Jul 21, 2026 · 0 field reports
Apply at barharbor.bankGoes straight to barharbor.bank
Requirement
Open acct by 8/31/26, $500 DD by 10/31/26
Fee
$15 monthly fee waived with $7,500+ combined balance
Deadline
Aug 31, 2026
Terms confirmed
Jul 21, 2026

Open a new Relationship Rewards Checking account by August 31, 2026 and set up a direct deposit of $500 or more by October 31, 2026 to earn a $400 cash bonus, paid around November 15, 2026.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Bar Harbor Bank & Trust Relationship Rewards bonus

  1. Open a new Relationship Rewards Checking account online or in branch by 8/31/26 using offer code C40726A02online.
  2. Set up and receive a direct deposit of $500 or more by 10/31/26.
  3. Keep the account open and in good standing through the bonus payout date.
  4. Receive the $400 cash bonus on or about 11/15/26.

The fine print that matters

  • Offer cannot be combined with other offers and cannot be transferred; only one offer per household.
  • Must present the original letter with unique offer code at account opening.
  • Eligible direct deposits exclude PayPal, individual transfers, teller, or ATM deposits.
  • Bonus is reported to the IRS as interest on Form 1099-MISC.
  • Available only to residents of Maine, New Hampshire, or Vermont who haven't had a consumer checking account with the bank in the last 15 months.
  • Customers may only participate in an account opening promotion once.
  • Bank employees are not eligible.
  • Monthly $15 service charge applies unless a combined $7,500 minimum daily balance is maintained.

Verification and reports

Confirmed against barharbor.bank on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: barharbor.bank offer page (checked Jul 21, 2026)