Open a new Relationship Rewards Checking account by August 31, 2026 and set up a direct deposit of $500 or more by October 31, 2026 to earn a $400 cash bonus, paid around November 15, 2026.
Eligibility
Available in 3 states
ME, NH, VT
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Bar Harbor Bank & Trust Relationship Rewards bonus
- Open a new Relationship Rewards Checking account online or in branch by 8/31/26 using offer code C40726A02online.
- Set up and receive a direct deposit of $500 or more by 10/31/26.
- Keep the account open and in good standing through the bonus payout date.
- Receive the $400 cash bonus on or about 11/15/26.
The fine print that matters
- Offer cannot be combined with other offers and cannot be transferred; only one offer per household.
- Must present the original letter with unique offer code at account opening.
- Eligible direct deposits exclude PayPal, individual transfers, teller, or ATM deposits.
- Bonus is reported to the IRS as interest on Form 1099-MISC.
- Available only to residents of Maine, New Hampshire, or Vermont who haven't had a consumer checking account with the bank in the last 15 months.
- Customers may only participate in an account opening promotion once.
- Bank employees are not eligible.
- Monthly $15 service charge applies unless a combined $7,500 minimum daily balance is maintained.
Verification and reports
Confirmed against barharbor.bank on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: barharbor.bank offer page (checked Jul 21, 2026)
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