Bilt

Rewards program & card · 1 live offer, points offers

Bilt at a glance

ChexSystems	Not applicabletypical
Credit pull	Hard inquiry for cards
Cooldowns	New cardholders only; often once per lifetime per cardtypical

Rows marked typical are the norm for this kind of institution, not something we have confirmed for Bilt. We replace them with its own terms as its offers are reviewed.

Bilt has 1 live sign-up bonus we track. Every offer below is verified against Bilt's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

Bilt is a rewards program & card tracked here for its Palladium Card bonus (50,000 points for meet qualifying spend after account opening). Re-verify the current terms on the institution's own offer page.

Live offers

Palladium CardTravel card · $495 annual fee50K ptsChecked Jul 19, 2026

Common questions

What sign-up bonuses does Bilt have right now?

Bilt has 1 live sign-up bonus. See the full list above, each verified against Bilt's own terms.

Does Bilt use ChexSystems?

Not applicable

Does opening a Bilt account affect my credit?

Hard inquiry for cards

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