The Bilt Palladium Card offers a limited-time 50,000-point sign-up bonus plus Gold status after meeting qualifying spend. New cardholders also get $300 in Bilt Cash on account opening.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the Bilt Palladium Card bonus
- Apply for and open the Bilt Palladium Card.
- Complete the required qualifying spend.
- Earn the 50,000-point sign-up bonus plus Gold status.
- Receive $300 in Bilt Cash on account opening.
The fine print that matters
- Limited-time sign-up bonus offer.
- $495 annual fee applies.
- 10% introductory APR on eligible purchases for 12 months, then 26.74% to 34.74% variable.
- Existing cardholders can transition to a new card by January 30, 2026.
- Subject to terms and credit approval.
Verification and reports
Confirmed against biltrewards.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: biltrewards.com offer page (checked Jul 19, 2026)
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