Lafayette Federal Credit Union is offering 50,000 bonus points, worth about $500, on its Platinum Mastercard when you spend $5,000 within the first 90 days of opening the account.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the Lafayette Federal Credit Union Platinum Mastercard bonus
- Apply for the Lafayette Federal Platinum Mastercard.
- Spend $5,000 in purchases within the first 90 days of account opening.
- Receive 50,000 bonus points within 30 days after meeting the spend threshold.
The fine print that matters
- Must spend $5,000 within the first 90 days of credit card account opening to earn the bonus.
- Points are applied to the credit card account within 30 days after the required $5,000 spend threshold is met.
- Other restrictions may apply.
- No annual fee.
- No foreign transaction fee.
- Balance transfer fee is 3% of each balance transferred or $30, whichever is greater.
- Purchase, balance transfer and cash advance APR is 11.65%-18.00% based on creditworthiness.
Verification and reports
Confirmed against lfcu.org on Jul 30, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: lfcu.org offer page (checked Jul 30, 2026)
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