Open a PenFed Pathfinder Rewards Visa Signature card and spend $3,000 on purchases within the first 90 days to earn 50,000 bonus points. The bonus is credited within about 4 weeks after you meet the spending requirement.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the PenFed Pathfinder Rewards Visa bonus
- Apply for the PenFed Pathfinder Rewards Visa Signature card.
- Get approved and open the account.
- Spend $3,000 in purchase transactions within 90 days of account opening.
- Wait up to 4 weeks after qualifying spend to receive the bonus points.
The fine print that matters
- Cash advances, checks drawn from the account, and balance transfers are excluded and do not count toward the spend requirement or earn rewards.
- Each account is eligible for only one bonus at account opening.
- Account must be open and in good standing to earn rewards.
- Annual fee is $95, waived for Honors Advantage members.
- No foreign transaction fees.
Verification and reports
Confirmed against penfed.org on Aug 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: penfed.org product page (checked Aug 19, 2026) · penfed.org offer page (checked Jul 21, 2026)
Other PenFed offers, so you can compare
PenFed Pathfinder Rewards50,000 pointspoints bonus
$3,000 in purchases in first 90 days
PenFed Power Cash Rewards$100sign-up bonus
$1,500 in purchases within 90 days of account opening
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