PenFed's Pathfinder Rewards Visa Signature card offers 50,000 bonus points after you spend $3,000 in purchases within the first 90 days of opening the account. The card carries a $95 annual fee that is waived for Honors Advantage members.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the PenFed Pathfinder Rewards bonus
- Apply for the PenFed Pathfinder Rewards Visa Signature card.
- Spend $3,000 in purchase transactions within 90 days of account opening.
- Allow about 4 weeks after meeting the spend requirement to receive the bonus points.
The fine print that matters
- Cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards.
- Each account is eligible for 1 bonus at account opening.
- Card account must be open and in good standing to earn rewards.
- Annual fee of $95 is waived for Honors Advantage members.
Verification and reports
Confirmed against penfed.org on Aug 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: penfed.org offer page (checked Aug 19, 2026)
Other PenFed offers, so you can compare
PenFed Pathfinder Rewards Visa50,000 pointspoints bonus
$3,000 in purchases in first 90 days
PenFed Power Cash Rewards$100sign-up bonus
$1,500 in purchases within 90 days of account opening
Guides that cover this