SECU

Credit union · 1 live offer, $350 cash

SECU has 1 live sign-up bonus we track, the biggest $350. Every offer below is verified against SECU's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

SECU at a glance

ChexSystems	Some banks screen new accounts with ChexSystemstypical
Credit pull	Typically no hard credit inquiry to open a deposit accounttypical
Cooldowns	One checking bonus per member, and none if you held a SECU checking account in the last 24 months.

Rows marked typical are the norm for this kind of institution, not something we have confirmed for SECU. We replace them with its own terms as its offers are reviewed.

Membership is the first gate, and for this offer geography is the second: the $350 promotion is open only to residents of Maryland or the surrounding DC, DE, PA, VA and WV, so most readers of a national list cannot take it. SECU is Maryland's largest state-chartered credit union, headquartered in Linthicum and operating 25 financial centers across the state, chartered in Maryland as State Employees Credit Union of Maryland and federally insured by NCUA. Its ChexSystems posture and credit-pull behaviour have not been researched yet.

Live offers

Total Checking & Rewards

Checking · 6 states

$350

sign-up bonus

E-statements + 2 payroll direct deposits in 90 days

Common questions

What sign-up bonuses does SECU have right now?

SECU has 1 live sign-up bonus, the biggest $350. See the full list above, each verified against SECU's own terms.

Does SECU use ChexSystems?

Some banks screen new accounts with ChexSystems

Does opening a SECU account affect my credit?

Typically no hard credit inquiry to open a deposit account