A financial technology company, in its own words, not a bank: loans, personal credit lines and deposit accounts all sit with unnamed bank partners. Its cards are the unusual part, described as combining a cash back card with the predictability of a personal loan, so a balance is repaid in fixed instalments rather than revolving. Worth understanding before treating it as an ordinary rewards card.
Upgrade
Banking app · 1 live offer, $200 cash
Upgrade has 1 live sign-up bonus we track, the biggest $200. Every offer below is verified against Upgrade's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.
Live offers
Common questions
What sign-up bonuses does Upgrade have right now?
Upgrade has 1 live sign-up bonus, the biggest $200. See the full list above, each verified against Upgrade's own terms.
Does Upgrade use ChexSystems?
Not applicable
Does opening a Upgrade account affect my credit?
Hard credit inquiry on approval