DiscoverDiscover is unusual among card issuers in how much it says out loud. It is the only issuer we have checked whose own page invites you to share your referral link on social media, where every other issuer is either silent or restricts sharing to people you know. It is less forthcoming about money: the referral amount and the annual cap are shown only after you sign in, so the figures quoted elsewhere are not Discover's own.
Discover
Card issuer & bank · 1 live offer, $100 cash
Discover has 1 live sign-up bonus we track, the biggest $100. Every offer below is verified against Discover's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.
Live offers
Referral programs
What an existing Discover customer earns for referring someone. The offers above are the other side, which is what a new customer gets.
| Program | You earn | Cap | Tax form |
|---|---|---|---|
Apply online through the link and make a purchase confirmed Jul 21, 2026 | Not published Shown only after you sign in | Capped per account, amount not published | None published |
Common questions
What sign-up bonuses does Discover have right now?
Discover has 1 live sign-up bonus, the biggest $100. See the full list above, each verified against Discover's own terms.
Does Discover use ChexSystems?
Soft pull reported on deposit accounts
Does opening a Discover account affect my credit?
Hard inquiry on card applications
