DiscoverDiscover is unusual among card issuers in how much it says out loud. It is the only issuer we have checked whose own page invites you to share your referral link on social media, where every other issuer is either silent or restricts sharing to people you know. It is less forthcoming about money: the referral amount and the annual cap are shown only after you sign in, so the figures quoted elsewhere are not Discover's own.
Discover
Card issuer & bank · no live offers right now
Live offers
No live offers right now. Past offers below, and the changelog will log the next one the day it appears.
Referral programs
What an existing Discover customer earns for referring someone. The offers above are the other side, which is what a new customer gets.
| Program | You earn | Cap | Tax form |
|---|---|---|---|
Apply online through the link and make a purchase confirmed Jul 21, 2026 | Not publishedShown only after you sign in | Capped per account, amount not published | None published |
Common questions
What sign-up bonuses does Discover have right now?
Discover has no live sign-up bonus we track right now. We log new ones the day we catch them; check the changelog.
Does Discover use ChexSystems?
Soft pull reported on deposit accounts
Does opening a Discover account affect my credit?
Hard inquiry on card applications