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U.S. Bank

Bank & card issuer · 6 live offers, $2,550 cash + points offers

U.S. Bank has 6 live sign-up bonuses we track, the biggest $1,200. Every offer below is verified against U.S. Bank's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

A large national bank with recurring checking bonuses and a solid card lineup (Cash+, Altitude). Bonuses lean on direct deposit; the card approvals are a normal hard pull.

What counts as a direct deposit

The bank's own definition: A recurring direct deposit of your paycheck, pension, Social Security, or other regular income, made electronically by ACH from your employer or a government agency.

Counts
  • Employer payroll
  • Pension payments
  • Social Security and other regular income
Does not count
  • Transfers from another bank
  • Person-to-person payments
  • Teller, ATM, or mobile deposits

Quoted from the bank's page and checked Jul 17, 2026.

Live offers

Compare U.S. Bank

Common questions

What sign-up bonuses does U.S. Bank have right now?

U.S. Bank has 6 live sign-up bonuses, the biggest $1,200. See the full list above, each verified against U.S. Bank's own terms.

Does U.S. Bank use ChexSystems?

ChexSystems reported

Does opening a U.S. Bank account affect my credit?

Hard inquiry for cards

How U.S. Bank bonuses have moved

Every tracked figure below is flat or down on its previous level. Each row shows where the current figure sits against its own history, not against any other institution.

Cash+ Visa Signature
now $200, was $250 in Aug 2026
Down from $250

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