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U.S. Bank · Bank

U.S. Bank Business Essentials Checking

$400
sign-up bonus
Limited reportsConfirmed Jul 24, 2026 · 0 field reports
Apply at usbank.com ↗Goes straight to usbank.com
Requirement
Deposit $5,000 new money in 30 days, keep 60 days, 6 txns
Fee
$0 monthly maintenance fee
Deadline
Sep 27, 2026
Terms confirmed
Jul 24, 2026
Ranked in:#7Best business checking bonuses#20Bank bonuses with no direct deposit required#33Nationwide sign-up bonuses#40Sign-up bonuses with no hard credit pull

Open a new U.S. Bank Business Essentials checking account and deposit at least $5,000 in new money within 30 days. Keep that balance for 60 days and complete six qualifying transactions to earn a $400 bonus.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the U.S. Bank Business Essentials Checking bonus

  1. Open a new U.S. Bank Business Essentials checking account using promo code Q3DIG26.
  2. Deposit at least $5,000 in new money within 30 days of opening.
  3. Maintain a balance of at least $5,000 for 60 days after account opening.
  4. Complete six qualifying transactions within 60 days of opening.
  5. Receive the bonus deposit about 30 days after the month in which requirements are met.

The fine print that matters

  • Limit of one bonus per business.
  • New money must come from outside U.S. Bank, not transferred from another U.S. Bank product or affiliate.
  • Existing businesses with a current or recently closed (within 12 months) business checking account do not qualify.
  • Bonus is reported as interest on IRS Form 1099-INT and is taxable.
  • Offer may not be combined with other business checking bonus offers.
  • Current U.S. Bank employees are not eligible.
  • Person-to-person payments, credit card transfers, and transfers between U.S. Bank accounts do not count as qualifying transactions.

Verification and reports

Confirmed against usbank.com on Jul 24, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: usbank.com offer page (checked Jul 24, 2026)

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