American Express Business Checking

Open your first American Express Business Checking account and deposit at least $15,000 within 30 days. Keep a $15,000 average daily balance for 60 days and make five qualifying transactions to earn 70,000 Membership Rewards points.

Eligibility

How to get the American Express Business Checking bonus

1. Open your first American Express Business Checking account.
2. Deposit a total of $15,000 or more in eligible deposits within 30 days of account opening.
3. Maintain an average daily balance of at least $15,000 for 60 days.
4. Complete five qualifying transactions within 60 days of account opening.

The fine print that matters

• Only available to select businesses solicited directly by American Express.
• Not eligible if the business currently has or has had an Amex Business Checking account.
• Points credited within 8-12 weeks after meeting all criteria.
• Account must be open at the time of fulfillment.
• Bonus may be taxable and reported on IRS Form 1099.

Verification and reports

Confirmed against americanexpress.com on Jul 22, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: americanexpress.com offer page (checked Jul 22, 2026)