American Express Business Gold Card

The Business Gold Card's public welcome offer runs as high as 200,000 Membership Rewards points after $15,000 of spend in 3 months. The offer is personalized, so the exact number is shown before you apply, and checking it is a soft pull.

Eligibility

How to get the American Express Business Gold Card bonus

1. Apply on americanexpress.com; the offer shown to you is a soft pull and will not affect your personal credit.
2. If the shown offer is worth it, submit; spend $15,000 in the first 3 months.
3. Points post 8 to 12 weeks after you meet the requirement.

The fine print that matters

• American Express publishes no welcome offer figure on this card's own page to a signed-out visitor, so 200,000 is the highest level we have seen offered rather than a rate you can look up. Welcome offers here are personalized: check the offer actually shown to you before applying.
• A business entity is required to apply; a sole proprietorship using your own name and SSN can qualify.
• Points are Membership Rewards; their worth depends on how you redeem. This site publishes no cents-per-point valuation.

Verification and reports

Confirmed against americanexpress.com on Jul 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: americanexpress.com Business Gold (checked Jul 17, 2026)