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Associated Bank Checking

$600
sign-up bonus
Checked Aug 16, 20260 field reports
Apply at associatedbank.comGoes straight to associatedbank.com
Requirement
DD totaling $500+ within 90 days, $10k+ avg balance days 31-90
Fee
No monthly fee on Access Checking; other tiers waive fee with direct deposit or balance thresholds
Deadline
Sep 30, 2026
Terms confirmed
Aug 16, 2026

Associated Bank pays up to $600 to new personal checking customers. You need to open an account, get at least $500 in direct deposits within 90 days, and your bonus tier depends on your average daily balance across deposit accounts during days 31-90, paid within 120 days.

Eligibility

Available in 9 states
IA, IL, IN, KS, MI, MN, MO, OH, WI
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Associated Bank Checking bonus

  1. Open a new Associated Bank personal checking account with the required minimum deposit.
  2. Set up recurring direct deposits totaling $500 or more within 90 days of opening.
  3. Maintain an average daily balance across deposit accounts for days 31-90 to determine your bonus tier.
  4. Receive your bonus within 120 days of account opening.
  5. Keep the account open for at least 12 months to avoid a clawback.

The fine print that matters

  • Bonus tiers are based on average daily balance for days 31-90: $1,000-$4,999.99 earns $300, $5,000-$9,999.99 earns $400, $10,000+ earns $600.
  • Person-to-person payments and transfers from existing or external accounts do not qualify as direct deposits.
  • Account must remain open for a minimum of 12 months or the bonus may be deducted before closing.
  • Offer limited to one per customer and cannot be combined with other offers.
  • Not available to customers who received a checking bonus in the last 24 months or had an Associated Bank checking account in the last 12 months.
  • Online opening limited to residents of IA, IL, IN, KS, MI, MN, MO, OH and WI.
  • Bonus may be reported to the IRS on Form 1099.
  • Associated Bank colleagues are not eligible.
  • Offer valid for accounts opened and funded through August 31, 2026.

Verification and reports

Confirmed against associatedbank.com on Aug 16, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

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Sources: associatedbank.com offer page (checked Aug 16, 2026)