Associated Bank pays up to $600 to new personal checking customers. You need to open an account, get at least $500 in direct deposits within 90 days, and your bonus tier depends on your average daily balance across deposit accounts during days 31-90, paid within 120 days.
Eligibility
Available in 9 states
IA, IL, IN, KS, MI, MN, MO, OH, WI
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Associated Bank Checking bonus
- Open a new Associated Bank personal checking account with the required minimum deposit.
- Set up recurring direct deposits totaling $500 or more within 90 days of opening.
- Maintain an average daily balance across deposit accounts for days 31-90 to determine your bonus tier.
- Receive your bonus within 120 days of account opening.
- Keep the account open for at least 12 months to avoid a clawback.
The fine print that matters
- Bonus tiers are based on average daily balance for days 31-90: $1,000-$4,999.99 earns $300, $5,000-$9,999.99 earns $400, $10,000+ earns $600.
- Person-to-person payments and transfers from existing or external accounts do not qualify as direct deposits.
- Account must remain open for a minimum of 12 months or the bonus may be deducted before closing.
- Offer limited to one per customer and cannot be combined with other offers.
- Not available to customers who received a checking bonus in the last 24 months or had an Associated Bank checking account in the last 12 months.
- Online opening limited to residents of IA, IL, IN, KS, MI, MN, MO, OH and WI.
- Bonus may be reported to the IRS on Form 1099.
- Associated Bank colleagues are not eligible.
- Offer valid for accounts opened and funded through August 31, 2026.
Verification and reports
Confirmed against associatedbank.com on Aug 16, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: associatedbank.com offer page (checked Aug 16, 2026)
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