Open a new BMO business checking account between May 1 and August 31, 2026 and keep a balance of $100,000 or more through day 90 to earn a $1,500 cash bonus. Lower tiers pay $400, $750, or $1,000 depending on the balance maintained.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the BMO Business Checking bonus
- Open a new BMO business checking account online or in branch between May 1, 2026 and August 31, 2026.
- Ensure your account balance is $100,000 or more on day 30.
- Maintain a balance of $100,000 or more from day 31 through day 90 without dropping below that amount.
- Receive the $1,500 cash bonus deposited into your account within 14 days of meeting requirements, around day 104.
The fine print that matters
- Not eligible if you have an existing BMO business checking account or closed one within the past 12 months under the same TIN/EIN/SSN.
- Limited to one cash bonus per business entity.
- If balance drops below the assigned tier minimum between day 31 and day 90, you'll be paid the lower tier's bonus instead.
- Cash bonus may be reported to the IRS and you are responsible for any applicable taxes.
- Offer can be changed or cancelled without notice and cannot be combined with any other offer.
- Account must be open and in good standing with a balance greater than zero on the day of payment.
Verification and reports
Confirmed against bmo.com on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: bmo.com offer page (checked Jul 21, 2026)