Open your first new personal checking account with Citizens and make a single direct deposit of $1,000 or more within 60 days to earn a $400 bonus.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Citizens Checking bonus
- Open your first new personal checking account with Citizens.
- Make a single direct deposit of $1,000 or more within 60 days.
The fine print that matters
- Offer applies to your first new personal checking account.
- Requires a single qualifying direct deposit of at least $1,000.
Verification and reports
Confirmed against citizensbank.com yesterday. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: citizensbank.com offer page (checked Jul 19, 2026)
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