Equity Bank Checking and Savings

Equity Bank will pay you $400 if you open a new checking and savings account together using code SURGE. You need to get at least $1,000 in direct deposits into the checking account and activate and use your debit card within 45 days.

Eligibility

How to get the Equity Bank Checking and Savings bonus

1. Open a new checking and savings account using code SURGE in person or online.
2. Receive at least $1,000 in combined qualifying direct deposits into the new checking account within 45 days.
3. Activate and use your Equity Bank debit card within 45 days of account opening.
4. Keep accounts open and in good standing until the bonus is paid.

The fine print that matters

• Offer available April 1, 2026 to September 30, 2026.
• One Surge offer permitted per household, for new Equity Bank households only.
• A new household means no owner has had an open checking, savings, or money market account in the past 180 days.
• Bonus is deposited into the checking account about 45 days after account opening once qualifications are met.
• Not available to employees of Equity Bancshares, Inc. or its subsidiaries.
• Customer will receive a 1099-INT for the tax value of the incentive.
• Minimum $100 deposit may be required to open the checking account.

Verification and reports

Confirmed against equitybank.com on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: equitybank.com offer page (checked Jul 21, 2026)