First Federal Bank pays $200 to new customers who open a personal Enhanced Checking account through a bank representative and set up at least $1,000 in qualifying direct deposits within 60 days. The account must stay open and in good standing for 90 days, and the bonus is credited within 30 days after requirements are met.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the First Federal Bank Enhanced Checking bonus
- Open a new personal Enhanced Checking account through a First Federal representative at a branch or representative-assisted channel.
- Receive qualifying direct deposits totaling at least $1,000 in a single calendar month within 60 days of account opening.
- Keep the account open, active, and in good standing for at least 90 days from opening.
- Receive the $200 bonus credited within 30 days after all requirements are met.
The fine print that matters
- Accounts opened through the bank's self-service online account opening process are not eligible.
- Qualifying direct deposits are ACH deposits of payroll, pension, Social Security, or government benefits; P2P transfers, mobile payment transfers, remote deposits, ATM deposits, and transfers from other bank accounts do not qualify.
- Limit one bonus per customer tax ID.
- Bonus may be subject to tax reporting.
- Enhanced Checking requires a $50 minimum opening deposit and a $9 monthly service charge unless fee waiver requirements are met.
- Offer ends September 30, 2026, and may be subject to change at any time.
Verification and reports
Confirmed against ffbf.com on Aug 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: ffbf.com offer page (checked Aug 17, 2026)
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