Forrit Credit Union offers 5.00% APY on Kasasa Cash checking account balances up to $15,000 when account qualification requirements are met each month, including 12 debit card transactions, electronic statements, and monthly online access. Balances over $15,000 earn 0.53% APY. The account has no monthly service fees and no minimum balance requirement beyond the $25 to open.
Eligibility
How to get the Forrit Credit Union Kasasa Cash Checking rate
- Apply through the offer page to open the Kasasa Cash Checking.
- Complete the requirement: $25 minimum, 12 monthly debit transactions, eStatement.
The fine print that matters
- Qualification requirements per monthly cycle: 12 debit card point-of-sale transactions must post and clear, electronic statements must be received, and account must be accessed online/mobile at least once
- Average daily balances up to $15,000 earn 4.88% interest rate (5.00% APY); the portion over $15,000 earns a 0.25% interest rate, which blends the whole balance down to a range of 0.53% to 5.00% APY depending on the average daily balance
- ATM fee reimbursements up to $25/month only apply to Kasasa Cash transactions via ATM
- Account transactions and activities may take one or more days to post and settle
Verification and reports
Confirmed against forritcu.org on Aug 10, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: forritcu.org rate page (checked Aug 10, 2026)