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Georgia's Own Credit Union Perks+ Checking

$275
sign-up bonus
Checked Aug 10, 20260 field reports
Apply at georgiasown.orgGoes straight to georgiasown.org
Requirement
15 debit purchases & $1,500 DD for 2 cycles
Fee
$6.95 monthly service charge
Deadline
Sep 30, 2026
Terms confirmed
Aug 10, 2026

Georgia's Own Credit Union is offering a $275 bonus for opening a new Perks+ Checking account. You need to enroll in online banking, make 15 qualifying debit card purchases and receive at least $1,500 in direct deposits each month for two consecutive statement cycles.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Georgia's Own Credit Union Perks+ Checking bonus

  1. Open a new Perks+ Checking account with promo code BONUS275 by September 30, 2026.
  2. Enroll in online banking.
  3. Complete fifteen qualifying debit card purchases of $5 or more during each statement cycle.
  4. Establish qualifying direct deposits totaling $1,500 or more per monthly statement cycle for two consecutive cycles.
  5. Keep the account open and in good standing through the promotional period.

The fine print that matters

  • Offer valid August 1, 2026 through September 30, 2026.
  • Peer-to-peer transfers like PayPal, Zelle, or Venmo do not count as qualifying direct deposits.
  • Transfers from other Georgia's Own accounts do not qualify as direct deposits.
  • Offer not available to existing checking account holders or those with accounts closed within 90 days or closed with a negative balance in the last 3 years.
  • Cannot be combined with any other checking offer.
  • Does not apply to business, employee, second, or multiple checking accounts.
  • Bonus is considered taxable income and reported to the IRS.
  • Perks+ Checking has a monthly service charge of $6.95.

Verification and reports

Confirmed against georgiasown.org on Aug 10, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: georgiasown.org offer page (checked Aug 10, 2026)