Georgia's Own Credit Union is offering a $275 bonus for opening a new Perks+ Checking account. You need to enroll in online banking, make 15 qualifying debit card purchases and receive at least $1,500 in direct deposits each month for two consecutive statement cycles.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Georgia's Own Credit Union Perks+ Checking bonus
- Open a new Perks+ Checking account with promo code BONUS275 by September 30, 2026.
- Enroll in online banking.
- Complete fifteen qualifying debit card purchases of $5 or more during each statement cycle.
- Establish qualifying direct deposits totaling $1,500 or more per monthly statement cycle for two consecutive cycles.
- Keep the account open and in good standing through the promotional period.
The fine print that matters
- Offer valid August 1, 2026 through September 30, 2026.
- Peer-to-peer transfers like PayPal, Zelle, or Venmo do not count as qualifying direct deposits.
- Transfers from other Georgia's Own accounts do not qualify as direct deposits.
- Offer not available to existing checking account holders or those with accounts closed within 90 days or closed with a negative balance in the last 3 years.
- Cannot be combined with any other checking offer.
- Does not apply to business, employee, second, or multiple checking accounts.
- Bonus is considered taxable income and reported to the IRS.
- Perks+ Checking has a monthly service charge of $6.95.
Verification and reports
Confirmed against georgiasown.org on Aug 10, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: georgiasown.org offer page (checked Aug 10, 2026)
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