Earn 5.00% APY on everyday checking when you meet simple monthly qualifications. No monthly fees, free debit card, and nationwide ATM reimbursements. Restrictions apply.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Local Bank High Interest Rewards rate
- Apply through the offer page to open the High Interest Rewards.
- Complete the requirement: Meet simple monthly qualifications, no monthly fees.
The fine print that matters
- Restrictions apply
- Annual percentage yield (APY) accurate as of 1/1/26
- Rates may change at any time
- Fees may reduce earnings
- Member FDIC
Verification and reports
Confirmed against mylocal.bank on Aug 2, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: mylocal.bank rate page (checked Aug 12, 2026)
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