New Raisin customers who enter promo code SUMMER26 and fund an account earn a tiered cash bonus. Depositing $10,000 to $24,999 pays $50, scaling up to $1,000 for deposits of $200,000 or more, with funds held 90 days.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
How to get the Raisin 4-Month No-Penalty CD bonus
- Create your Raisin account and enter promo code SUMMER26 at sign-up.
- Initiate your first deposit between June 1, 2026 and July 31, 2026.
- Deposit funds within 14 days and maintain them with partner banks for 90 days.
The fine print that matters
- New customers only and may not be combined with other bonus offers.
- Base bonus tiers: $50 for $10k-$24,999 up to $1,000 for $200k or more.
- An additional recurring deposit bonus of $10 to $200 may be earned by setting up a recurring deposit.
- Only funds deposited within 14 days and held 90 days qualify for the base bonus.
- Raisin may withhold or revoke bonuses for fraud, abuse, or terms violations.
Verification and reports
Confirmed against raisin.com on Jul 31, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: raisin.com offer page (checked Jul 31, 2026)
Other Raisin offers, so you can compare
Raisin Savings Account$1,200sign-up bonus
$200k+ deposit plus $2k+ recurring deposits in 90 days
Raisin High-Yield Savings Account$1,200sign-up bonus
Deposit $200k+, add $2k+ recurring deposits in 90 days
Raisin Savings$1,000sign-up bonus
Deposit $200k+, hold 90 days, code SUMMER26