TD Bank is offering new customers up to $500 for opening a checking account and a savings account together. You get $300 for opening TD Beyond Checking and setting up $2,500 in qualifying direct deposits within 60 days, plus $200 for opening TD Signature Savings and depositing at least $10,000 within 20 days and keeping it there for 90 more days.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the TD Bank Checking & Savings bonus
- Open a new TD Beyond Checking account online.
- Have at least $2,500 in qualifying direct deposits post to the account within 60 days to earn a $300 bonus.
- Open a new TD Signature Savings account (can be bundled with checking).
- Deposit at least $10,000 within the first 20 days and maintain that balance for 90 additional days to earn a $200 bonus.
- Keep both accounts open; bonuses pay out within 180 days of opening.
The fine print that matters
- Offer valid through July 30, 2026 and only for accounts opened through a qualifying channel.
- Not eligible if you are an existing TD Bank personal checking or savings customer, closed a similar account in the prior 12 months, or previously received a bonus for that account type.
- Qualifying direct deposits must be electronic payroll, pension, or government benefit payments of at least $250 each; P2P and account transfers do not count.
- TD Beyond Checking has a $25 monthly fee waivable via direct deposits, minimum daily balance, or linked balances.
- TD Complete Checking has a $15 monthly fee waivable via similar methods.
- Checking bonus is paid on or before 180 days after account opening.
Verification and reports
Confirmed against td.com on Jul 25, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: td.com offer page (checked Jul 25, 2026)