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TD Bank · Bank

TD Bank Checking & Savings

$500
sign-up bonus
Checked Aug 9, 20260 field reports
Apply at td.comGoes straight to td.com
Requirement
$2,500 DD + $10k to savings in 20 days, hold 90
Fee
TD Beyond Checking has a $25 monthly fee, waived three ways including direct deposit. TD Complete Checking has a $15 monthly fee, also waived three ways. Signature Savings has no monthly fee.
Deadline
Sep 30, 2026
Terms confirmed
Aug 9, 2026

TD Bank is offering new customers up to $500 for opening a checking account and a savings account together. You get $300 for opening TD Beyond Checking and setting up $2,500 in qualifying direct deposits, plus $200 for opening TD Signature Savings and depositing at least $10,000 within 20 days and keeping it there for 90 more days.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the TD Bank Checking & Savings bonus

  1. Open a new TD Beyond Checking account online.
  2. Have at least $2,500 in qualifying direct deposits post to the account to earn a $300 bonus.
  3. Open a new TD Signature Savings account (can be bundled with checking).
  4. Deposit at least $10,000 within the first 20 days and maintain that balance for 90 additional days to earn a $200 bonus.
  5. Keep both accounts open; bonuses pay out within 180 days of opening.

The fine print that matters

  • Offer valid through September 30, 2026 and only for accounts opened through a qualifying channel.
  • Not eligible if you are an existing TD Bank personal checking or savings customer, closed a similar account in the prior 12 months, or previously received a bonus for that account type.
  • Qualifying direct deposits must be electronic payroll, pension, or government benefit payments of at least $250 each; P2P and account transfers do not count.
  • TD Beyond Checking has a $25 monthly fee waivable via direct deposits, minimum daily balance, or linked balances.
  • TD Complete Checking has a $15 monthly fee waivable via similar methods.
  • Checking bonus is paid on or before 180 days after account opening.

Verification and reports

Confirmed against td.com on Aug 9, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: td.com offer page (checked Jul 25, 2026)