Tower Federal Credit Union Free Checking

Open a new Tower Free Checking account, use promo code ORIOLES or BALTIMORE, and set up a recurring direct deposit of at least $1,000 within 90 days to earn a $300 bonus. The bonus is deposited within 60 days of meeting the requirements.

Eligibility

How to get the Tower Federal Credit Union Free Checking bonus

1. Apply for and open a new Tower Free Checking account with a $10 minimum deposit.
2. Use promo code ORIOLES or BALTIMORE when applying.
3. Set up a recurring qualifying direct deposit of $1,000 or more within 90 calendar days.
4. Earn the $300 bonus deposited into your account within 60 days after meeting requirements.

The fine print that matters

• Offer available only to Maryland residents, Department of Defense personnel and their families, or existing Tower members as of 6/15/2026.
• Not available to current checking account holders or those whose accounts were closed within 90 days or closed with a negative balance in the past 3 years.
• Not available to individuals who received a Tower checking bonus within the past 48 months.
• Limit one checking bonus per household.
• Only recurring qualifying direct deposits count; one-time deposits, P2P payments, transfers, and one-time ACH credits do not qualify.
• If the account is closed or qualifying direct deposits are discontinued within six months of opening, Tower may recoup the bonus.
• The $300 bonus will be reported as interest income and may be subject to IRS Form 1099-INT reporting.
• Offer valid for new accounts opened between 6/15/2026 and 9/30/2026.

Verification and reports

Confirmed against towerfcu.org on Aug 29, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: towerfcu.org offer page (checked Aug 29, 2026)