Trustco Bank Home Town Free Checking

Open a new Home Town Free Checking account in person at a Trustco Bank branch and set up a recurring direct deposit of at least $500 a month within 60 days to earn a $300 bonus. The bonus is credited within 90 days of meeting the requirements.

Eligibility

How to get the Trustco Bank Home Town Free Checking bonus

1. Open a new Home Town Free Checking account in-branch with a minimum of $50.
2. Set up a recurring direct deposit (payroll, Social Security, or pension) of at least $500 monthly.
3. Complete the direct deposit setup within 60 calendar days of opening the account.
4. Receive the $300 bonus credited within 90 days after requirements are met.

The fine print that matters

• Offer only available when opening account in-branch; accounts opened online are excluded.
• Promotional period is 6/1/2026 to 7/31/2026.
• Only one offer per eligible household per 12-month period.
• Trustco employees are not eligible to participate.
• All bonuses will be reported to the IRS.
• Trustco reserves the right to alter or withdraw the offer without prior notice.

Verification and reports

Confirmed against trustcobank.com on Jul 31, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: trustcobank.com offer page (checked Jul 31, 2026)