Xcel Federal Credit Union Visa Platinum Rewards

New Xcel Visa Platinum Rewards cardholders can earn 5,000 bonus points by spending $1,000 or more in eligible purchases within 60 days of opening the account. The points post to your UChoose Rewards account within 90 days after you meet the spending requirement.

Eligibility

How to get the Xcel Federal Credit Union Visa Platinum Rewards bonus

1. Apply for and open a new Xcel Visa Platinum Rewards credit card.
2. Spend $1,000 or more in eligible purchases within 60 days of account opening.
3. Keep the account open, active, and in good standing.
4. Receive 5,000 bonus points credited to your UChoose Rewards account within 90 days after meeting the spending requirement.

The fine print that matters

• Eligible purchases include new retail transactions only and exclude balance transfers, cash advances, ATM transactions, fees, interest charges, and returned purchases.
• The account must remain open, active, and in good standing at the time the bonus is awarded.
• Offer is available for a limited time and valid only for new Xcel Federal Credit Union credit cardholders.
• This offer may be modified or discontinued at any time.

Verification and reports

Confirmed against xcelfcu.org on Aug 16, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: xcelfcu.org offer page (checked Aug 16, 2026)