M&T BankOne of the largest banks in the Northeast, $214 billion in assets across 964 offices, chartered in Buffalo in 1856 under the legal name Manufacturers and Traders Trust Company. The footprint is genuinely regional rather than national: fourteen states and DC, concentrated in the Northeast and Mid-Atlantic, with nothing on the West Coast or in the Midwest. Its checking bonus terms sit on a subdomain that refused every connection we attempted, so the amount, the state availability and the exclusion window are all unconfirmed.
M&T Bank
Bank · 2 live offers, $1,550 cash
M&T Bank has 2 live sign-up bonuses we track, the biggest $1,500. Every offer below is verified against M&T Bank's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.
Live offers
Business Premium Checking
Checking · Nationwide
Business
$1,500
sign-up bonus
Avg ledger balance $100k+ in 3rd full month
ends Sep 30
confirmed Jul 21, 2026
Checking
Checking · Nationwide
Referral only
$50
sign-up bonus
$500 in direct deposits within 90 days of opening
no end date
confirmed Jul 21, 2026
Common questions
What sign-up bonuses does M&T Bank have right now?
M&T Bank has 2 live sign-up bonuses, the biggest $1,500. See the full list above, each verified against M&T Bank's own terms.
Does M&T Bank use ChexSystems?
Some banks screen new accounts with ChexSystems
Does opening a M&T Bank account affect my credit?
Typically no hard credit inquiry to open a deposit account