M&T is offering up to a $1,500 cash bonus for opening a new Business Premium Checking account by September 30, 2026 with promo code BW. The exact bonus depends on your average ledger balance in the third full month, with $1,500 requiring a balance of $100,000 or more.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the M&T Bank Business Premium Checking bonus
- Open a new M&T Business Premium Checking account online or in branch by September 30, 2026 using promo code BW.
- Maintain an average ledger balance of $100,000 or more in the third full calendar month after opening.
- Keep the account open; the bonus is credited by the end of the fourth month.
The fine print that matters
- Bonus amount is tiered: $300 for $5,000-$14,999.99, $500 for $15,000-$29,999.99, $750 for $30,000-$99,999.99, and $1,500 for $100,000 or more average ledger balance.
- A promo code is required at account opening to be eligible.
- Only one checking bonus per TIN regardless of number of accounts opened.
- Not available to M&T employees or to clients who had a non-personal M&T checking account within 90 days of opening.
- If the account is closed within six months of opening, the bonus will be deducted at closing.
- A $50 account closure fee applies if closed within 180 days of opening.
- The bonus is reportable for tax purposes and may be taxable income.
Verification and reports
Confirmed against mtb.com on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: mtb.com offer page (checked Jul 21, 2026)
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