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M&T Bank · Bank

M&T Bank Business Premium Checking

$1,500
sign-up bonus
Limited reportsConfirmed Jul 21, 2026 · 0 field reports
Apply at mtb.comGoes straight to mtb.com
Requirement
Avg ledger balance $100k+ in 3rd full month
Fee
$25 monthly maintenance fee, waived for first 3 months and afterward if you maintain $10,000 average ledger balance or meet other waiver requirements
Deadline
Sep 30, 2026
Terms confirmed
Jul 21, 2026

M&T is offering up to a $1,500 cash bonus for opening a new Business Premium Checking account by September 30, 2026 with promo code BW. The exact bonus depends on your average ledger balance in the third full month, with $1,500 requiring a balance of $100,000 or more.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the M&T Bank Business Premium Checking bonus

  1. Open a new M&T Business Premium Checking account online or in branch by September 30, 2026 using promo code BW.
  2. Maintain an average ledger balance of $100,000 or more in the third full calendar month after opening.
  3. Keep the account open; the bonus is credited by the end of the fourth month.

The fine print that matters

  • Bonus amount is tiered: $300 for $5,000-$14,999.99, $500 for $15,000-$29,999.99, $750 for $30,000-$99,999.99, and $1,500 for $100,000 or more average ledger balance.
  • A promo code is required at account opening to be eligible.
  • Only one checking bonus per TIN regardless of number of accounts opened.
  • Not available to M&T employees or to clients who had a non-personal M&T checking account within 90 days of opening.
  • If the account is closed within six months of opening, the bonus will be deducted at closing.
  • A $50 account closure fee applies if closed within 180 days of opening.
  • The bonus is reportable for tax purposes and may be taxable income.

Verification and reports

Confirmed against mtb.com on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: mtb.com offer page (checked Jul 21, 2026)