1st Advantage Federal Credit Union pays $200 cash when you open a qualifying checking account with promo code CHECKING200. To earn it you need eStatements, a recurring direct deposit, and at least $200 in debit card spending within 60 days of opening.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the 1st Advantage Checking bonus
- Open a Premier, Preferred, or Free Advantage checking account online.
- Use promo code CHECKING200 at account opening.
- Sign up for eStatements.
- Set up a recurring monthly direct deposit into the account.
- Spend $200 or more on your 1st Advantage debit Mastercard within 60 days of opening.
The fine print that matters
- You must not currently have a checking account with 1st Advantage.
- The account must remain open and in good standing for 90 days or a $15 early closing fee applies.
- The account will be reviewed once during a 60-90 day period to qualify for the incentive.
- Bonus is credited to the checking account 60-90 days after opening.
- This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.
Verification and reports
Confirmed against 1stadvantage.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: 1stadvantage.org offer page (checked Jul 19, 2026)
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