This rewards checking account earns 4.08% APY on balances up to $15,000 when you meet four simple monthly requirements: deposit $500+, log into online banking or the mobile app once, make 15+ debit card purchases, and be enrolled in eStatements. The account has no fees or minimums.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the 4Front Credit Union Straight4ward Rewards rate
- Apply through the offer page to open the Straight4ward Rewards.
- Complete the requirement: No minimum balance; meet 4 monthly requirements.
The fine print that matters
- 4.08% APY paid monthly on balances $0.01 to $15,000
- Rate effective 10/17/2022
- Rate subject to change
- Membership required with $1 deposit to open a prime share
- Some requirements apply
- Fees may reduce earnings
Verification and reports
Confirmed against 4frontcu.com on Aug 5, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: 4frontcu.com rate page (checked Aug 5, 2026)
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