BMI Federal Credit Union Free Checking

BMI Federal Credit Union pays a $100 cash bonus for opening a new Free Checking account. To get it you need to deposit $20, make 30 debit card purchases of at least $5 within 90 days, and sign up for e-statements.

Eligibility

How to get the BMI Federal Credit Union Free Checking bonus

1. Open a new Free Checking account online using promo code.
2. Deposit at least $20 into the new account.
3. Make at least 30 Visa debit card transactions of $5 or more within 90 days.
4. Sign up for electronic statements.
5. Keep the account open at least 12 months or the bonus will be debited at closing.

The fine print that matters

• Cash bonus of $100 is deposited into the member's savings account within 10 business days after all qualifications are met.
• Offer not valid on Starting Over Checking, Platinum Checking, or business accounts.
• Not available to those with fiduciary accounts, those who closed an account within 60 months, or have a negative balance.
• Account must remain open for a minimum of 12 months or the bonus will be debited at closing.
• Cannot be combined with other checking or add-on bonus offers.
• Cash bonus may be reported as income on 1099-MISC or 1099-INT.
• Membership eligibility requires living, working, worshiping, or attending school in specific Ohio counties.
• Offer ends September 30, 2026.
• Members referred by an existing BMI member can earn $200 instead of $100 using promo code FRIEND26.

Verification and reports

Confirmed against bmifcu.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: bmifcu.org offer page (checked Jul 19, 2026)