Earn 3.04% APY on daily balances of $0-$10,000 when at least 10 debit card transactions post and settle during the statement cycle. Balances over $10,000 or fewer than 10 transactions earn 0.05% APY instead. The account also offers cash back rewards and free ATM transactions.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Bravera Bank Community Rewards Checking rate
- Apply through the offer page to open the Community Rewards Checking.
- Complete the requirement: $0 minimum, 10 debit transactions/cycle to earn.
The fine print that matters
- Requires at least 10 debit card transactions post and settle during that statement cycle to earn the 3.04% APY
- Daily balances exceeding $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY
- Rates may change after the account is opened
- Fees could reduce the earnings on the account
- Account subject to credit approval
Verification and reports
Confirmed against bravera.bank on Aug 4, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: bravera.bank rate page (checked Aug 4, 2026)
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