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Cambridge Savings Bank · Bank

Cambridge Savings Bank Checking & Money Market

$1,200
sign-up bonus
Checked Aug 3, 20260 field reports
Apply at cambridgesavings.com ↗Goes straight to cambridgesavings.com
Requirement
Open checking & money market, meet DD/balance reqs
Fee
Performance Checking $10/mo (waivable), Performance Plus Checking $20/mo (waivable); Simple Checking has no monthly fee.
Deadline
Sep 30, 2026
Terms confirmed
Aug 3, 2026
Ranked in:#5Best checking account bonuses#19Biggest cash bonuses right now#42Sign-up bonuses with no hard credit pull

Cambridge Savings Bank is offering new customers up to $1,200 for opening a checking account and/or a relationship high-yield money market account between May 1 and September 30, 2026. The checking bonus pays a $500 one-time reward plus up to $300 in monthly debit card bonuses, while the money market account pays a separate $400 bonus for keeping a $25,000 average balance for three months.

Eligibility

Available in 2 states
MA, NH
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Cambridge Savings Bank Checking & Money Market bonus

  1. Open a new personal checking account and/or relationship high-yield money market account between 5/1/26 and 9/30/26.
  2. Fund the account and enroll in eStatements within 30 days of opening.
  3. For checking: receive $2,500+ in monthly direct deposits and keep a $5,000 average balance for the first 3 months.
  4. For money market: keep a $25,000 average monthly balance of new money for the first 3 months.
  5. Make 10+ qualifying debit purchases of $10 or more each month for up to 12 months to earn the extra $300.

The fine print that matters

  • You must not have had a CSB personal checking account (for the checking bonus) or a CSB personal savings/money market account (for the money market bonus) in the last 12 months.
  • Simple Checking for Students does not qualify for the checking bonus.
  • All bonuses will be reported to the IRS as interest.
  • Person-to-person transfers, internal transfers, and branch/ATM/mobile deposits do not count as qualifying direct deposits.
  • ATM transactions, cash advances, and P2P transfers do not count as qualifying debit purchases.
  • You must live or work in Massachusetts or New Hampshire; Maine residents must visit a branch or call.
  • Offer may be withdrawn or modified at any time without notice.
  • Fees may reduce earnings.

Verification and reports

Confirmed against cambridgesavings.com on Aug 3, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: cambridgesavings.com offer page (checked Aug 3, 2026)

Other Cambridge Savings Bank offers, so you can compare
Cambridge Savings Bank Checking$500sign-up bonus
$2,500 DD/mo & $5,000 min balance, 3 mo
All Cambridge Savings Bank offers and reference →