Chase is offering new customers $175 for opening a Chase Secure Banking account and completing 10 qualifying transactions within 60 days. The bonus lands in the account within 15 days after the requirement is met, and the account must stay open to receive it.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Chase Secure Banking bonus
- Enter your email to receive an offer code.
- Open a Chase Secure Banking account online or at a branch using the offer code.
- Complete at least 10 qualifying transactions within 60 days of coupon enrollment (debit card purchases, Zelle, ACH credits, Chase QuickDeposit, or online bill payments).
- Keep the account open and unrestricted until the bonus posts.
- Receive the $175 bonus deposited into your account within 15 days of completing the transactions.
The fine print that matters
- Offer not available to existing Chase checking customers.
- Not eligible if you closed a Chase checking account within the past 90 days or closed one with a negative balance in the last 3 years.
- Only one new-account bonus every two years from the last coupon enrollment date, and only one bonus per account.
- Monthly service fee is $0 for account owners age 17-24 or with $250+ in qualifying electronic deposits; otherwise a $4.95 fee applies.
- New accounts get at least two statement periods free of the monthly service fee.
- Bonus is considered interest and reported on IRS Form 1099-INT (or 1042-S if applicable).
- International students and 17 year olds must open the account at a Chase branch.
- Offer expires 10/14/2026.
Verification and reports
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Sources: account.chase.com offer page (checked Jul 19, 2026)
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