Fifth Third Bank Momentum Checking

Fifth Third will pay you $300 for opening a new Momentum or Preferred Checking account and setting up qualifying direct deposits of $500 or more within 90 days. The bonus lands in your account within 10 business days of meeting that deposit requirement.

Eligibility

How to get the Fifth Third Bank Momentum Checking bonus

1. Open a new Fifth Third Momentum or Preferred Checking account online or at a branch using your offer code.
2. Set up and receive qualifying payroll or government direct deposits totaling $500 or more within 90 days of account opening.
3. Keep the account open and in good standing.
4. Receive the $300 bonus deposited within 10 business days of meeting the requirements.

The fine print that matters

• Offer expires September 30, 2026.
• Only qualifying payroll or government issued direct deposits count; transfers from other accounts or mobile deposits do not qualify.
• Offer only available to new customers with no ownership in an existing Fifth Third checking account or one closed within the last 13 months.
• Limited to one promotional offer per customer per year from account opening.
• Cannot be combined with other offers or promotions.
• Bonus may be reported as income on IRS Form 1099-INT, 1099-MISC, or 1042-S.
• Account must be funded within 90 days of opening or it may be closed and bonus forfeited.
• A unique offer code must be presented at account opening.

Verification and reports

Confirmed against 53.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: 53.com offer page (checked Jul 19, 2026)