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First Horizon Checking & Savings

$700
sign-up bonus
Checked Aug 15, 20260 field reports
Apply at firsthorizon.comGoes straight to firsthorizon.com
Requirement
$2k DD in 90 days + $3k savings deposit
Fee
$0 monthly service charge with eStatement enrollment on FirstView Checking
Deadline
Sep 25, 2026
Terms confirmed
Aug 15, 2026

Open a First Horizon FirstView Checking account along with a Traditional Savings account to earn up to $700. You get $450 for opening the checking account and setting up $2,000 in direct deposits within 90 days, plus an extra $250 for opening the savings account the same day and depositing $3,000 in new funds that you keep in the account for 90 days.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the First Horizon Checking & Savings bonus

  1. Open a new FirstView Checking account with a $50 minimum deposit.
  2. Set up direct deposits totaling at least $2,000 within 90 days of opening.
  3. Open a Traditional Savings account on the same business day as the checking account.
  4. Deposit $3,000 or more of new funds directly into the savings account within 30 days.
  5. Maintain a daily balance of $3,000 or more in savings for 90 days from the deposit.

The fine print that matters

  • Applicant must be a new First Horizon checking client with no consumer checking account there in the last 24 months.
  • Applicant must reside in a state where a First Horizon banking center is present.
  • Opening deposit must be new funds from another financial institution.
  • Offer limited to one per customer and available to individuals only.
  • Bonus is reported as interest on IRS Form 1099-INT and is taxable.
  • A $2 monthly fee applies for paper statements, $3 if they include check images.
  • Quarterly $5 service charge applies to savings if not linked to FirstView Checking or balance falls below $250.

Verification and reports

Confirmed against firsthorizon.com on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: firsthorizon.com offer page (checked Aug 15, 2026)