Florida Credit Union pays $300 for opening a new checking account and setting up at least $500 in direct deposits within 60 days. You must keep the account open and in good standing for 90 days before the bonus is credited.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Florida Credit Union Checking bonus
- Open a free personal full-service checking account online using promo code 26CHK300.
- Make a single or combined direct deposit of at least $500 within 60 days of opening.
- Keep the account open and in good standing for at least 90 days.
The fine print that matters
- Anyone who held an FCU checking account in the past 24 months does not qualify.
- Must be 18 or older and within FCU's 48-county Florida field of membership.
- Limit one bonus per household.
- Direct deposit must be an electronic payroll, pension, or government benefit deposit; P2P payments like Venmo, Cash App, or PayPal do not count.
- Requires credit approval and an initial $5 opening deposit.
- The $300 bonus is considered interest and reported on IRS Form 1099-INT.
- Offer can be canceled at any time.
Verification and reports
Confirmed against flcu.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: flcu.org offer page (checked Jul 19, 2026)
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