Sky Checking earns 3.00% APY on balances up to $25,000 when you enroll in eStatements, make 12 debit card purchases monthly, and receive one ACH deposit per month. Balances above $25,000 earn 0.30% APY, and if qualifications are not met all balances earn 0.05% APY. The account has no monthly service fees.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Great Meadow Federal Credit Union Sky Checking rate
- Apply through the offer page to open the Sky Checking.
- Complete the requirement: No minimum, eStatement + 12 debit purchases + 1 ACH monthly.
The fine print that matters
- This is a tiered earnings account
- APY as high as 3.00% on balances up to $25,000.00 based on combined rate rewards: eStatement enrollment, 12 purchases made with debit card per month, and one ACH deposit during monthly qualifying cycle
- Balance amounts of $25,000.01 and up earn 0.30% APY
- If qualifications not met, all balances earn 0.05% APY
- Transfers between accounts do not count as qualifying transactions
- Daily balance method used to calculate interest
- GMFCU may change interest rate and APY at its discretion at any time without notice
- Membership eligibility required
Verification and reports
Confirmed against greatmeadowfcu.org on Aug 10, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: greatmeadowfcu.org rate page (checked Aug 10, 2026)
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