One of the best bonus-to-hurdle ratios anywhere: $400 for just $500 in qualifying direct deposits within 90 days, but only if your application address is in the 13-state footprint, which Huntington enforces at application. A $600 Platinum Perks tier exists for $25,000 in new money. Ends September 30.
Eligibility
Available in 13 states
CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI
Soft ChexSystems pull
Soft pull reported
How to get the Huntington Perks Checking bonus
- Confirm your state is in the footprint (checked at application address, not where the money comes from).
- Open a Perks Checking account with the promotion code by September 30, 2026.
- Receive qualifying direct deposits totaling $500+ within 90 days. RTP and peer-to-peer payments (PayPal, Zelle, Venmo) explicitly don't qualify.
- Keep the account open 90 days; bonus pays within 14 days of qualifying.
The fine print that matters
- Footprint: CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI.
- New personal checking customers only. Ineligible with any current Huntington personal checking relationship, or one closed within the last 12 months.
- One account-related incentive per rolling 24 months across all Huntington deposit relationships.
- Transfers from another Huntington account don't qualify as direct deposits.
- $600 variant: Platinum Perks Checking with $25,000 in new money within 90 days.
Verification and reports
Confirmed against huntington.com on Jul 19, 2026. Based on 1 field report. Status Limited reports is computed from those reports, never hand-set.
DD definition
Huntington's own terms exclude RTP-network and P2P payments by name, stricter language than most majors. Sourced from huntington.com 7/7/26.
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Offer history
| 2024-2026 | $400-$600 | recurring offer, stable structure |
Sources: huntington.com promotions (checked Jul 11, 2026)