One of the best bonus-to-hurdle ratios anywhere: $400 for just $500 in qualifying direct deposits within 90 days, but only if your application address is in the 13-state footprint, which Huntington enforces at application. A $600 Platinum Perks tier exists for $25,000 in new money. Ends September 30.
Eligibility
How to get the Huntington Perks Checking bonus
- Confirm your state is in the footprint (checked at application address, not where the money comes from).
- Open a Perks Checking account with the promotion code by September 30, 2026.
- Receive qualifying direct deposits totaling $500+ within 90 days. RTP and peer-to-peer payments (PayPal, Zelle, Venmo) explicitly don't qualify.
- Keep the account open 90 days; bonus pays within 14 days of qualifying.
The fine print that matters
- Footprint: CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI.
- New personal checking customers only. Ineligible with any current Huntington personal checking relationship, or one closed within the last 12 months.
- One account-related incentive per rolling 24 months across all Huntington deposit relationships.
- Transfers from another Huntington account don't qualify as direct deposits.
- $600 variant: Platinum Perks Checking with $25,000 in new money within 90 days.
Verification and reports
Confirmed against huntington.com on Aug 11, 2026. Based on 1 field report. Status Limited reports is computed from those reports, never hand-set.
Huntington's own terms exclude RTP-network and P2P payments by name, stricter language than most majors. Sourced from huntington.com 7/7/26.
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Offer history
| 2024-2026 | $400-$600 | recurring offer, stable structure |
Sources: huntington.com promotions (checked Jul 11, 2026)