Penn Community Bank is offering a $400 cash bonus for opening a new personal checking account. To earn it, open the account with at least $25 and within 60 days either receive $1,500 or more in direct deposits or make 20 debit card purchases of $20 or more each, using promo code 400BONUS.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Penn Community Bank Checking bonus
- Open a new personal checking account with $25 or more.
- Within 60 days, receive qualifying direct deposits totaling $1,500 or more, or complete 20+ debit card purchases of $20 or more each.
- Present the promo code 400BONUS at account opening.
- Keep the account open, active and in good standing when the bonus is processed.
The fine print that matters
- Available to new checking customers only.
- Must not have closed a Penn Community Bank checking account in the preceding 12 months or received a prior new checking account incentive.
- Limit one bonus offer per household.
- Not available for business and municipal accounts.
- If the account is closed within six months of opening, an early termination fee may apply and the bonus amount will be debited from the final balance.
- Bonus is subject to IRS 1099 tax reporting.
- Offer may be modified or withdrawn at any time.
Verification and reports
Confirmed against penncommunitybank.com on Jul 30, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: penncommunitybank.com offer page (checked Jul 30, 2026)
Similar offers to compare
Addition Financial Checkingup to $400sign-up bonus
Open checking with direct deposit
Citizens Checking$400sign-up bonus
$1,000 direct deposit within 60 days
Equity Bank Checking and Savings$400sign-up bonus
Open checking+savings, $1,000 DD, use debit card in 45 days
Purdue Federal Credit Union Checking$400sign-up bonus
$4,000 in DD within 120 days + paperless statements