Percapita pays $25 for each of the first 12 months you spend at least $300 on the debit card, plus $10 for opening a Goals account within 30 days. Completing all requirements adds up to $300.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Percapita Checking bonus
- Open a new checking account.
- Spend $300 per month on the debit card for the first 12 months to earn $25 each month.
- Open a Goals account within 30 days of opening the checking account to earn $10.
- Keep a balance greater than $0.
The fine print that matters
- The full $300 requires completing all 12 months at $25 per month plus $10 for the Goals account.
- Requires one monetary non-fee transaction per month to keep the account active.
- Both accounts are fee free.
- No account closure rule listed.
Verification and reports
Confirmed against percapita.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: percapita.com offer page (checked Jul 19, 2026)
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