New Raisin customers can earn up to $1,200 by depositing $200,000 or more with a partner bank and setting up recurring deposits totaling $2,000 or more within 90 days. Smaller deposit amounts qualify for smaller bonuses, starting at $50 for a $10,000 deposit.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Raisin Savings Account bonus
- Create a free Raisin account and enter promo code SUMMER26 at sign-up.
- Make an initial deposit of $200,000 or more with a partner bank between June 1, 2026 and July 31, 2026.
- Set up a recurring deposit within 14 days of the initial deposit that totals at least $2,000 and executes at least twice within 90 days.
- Maintain the deposited funds with partner banks on the Raisin platform for 90 days.
The fine print that matters
- Base bonus is tiered by deposit amount: $50 for $10k-$24,999, $125 for $25k-$49,999, $250 for $50k-$99,999, $500 for $100k-$199,999, and $1,000 for $200k or more.
- A separate recurring deposit bonus of $10 to $200 is available depending on your base bonus tier and recurring deposit amount.
- First deposit must be initiated between June 1, 2026 and July 31, 2026 with promo code SUMMER26 entered at sign-up.
- Only funds deposited within 14 days of the initial deposit and maintained for 90 days are eligible for the base bonus.
- Bonus is credited to your cash account within 30 days of meeting all qualifying terms.
- Offer is for new customers only and cannot be combined with other bonus offers.
- Raisin may modify, end, withhold, or revoke the offer at its discretion.
Verification and reports
Confirmed against raisin.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: raisin.com offer page (checked Jul 20, 2026)
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