Redbrand Credit Union offers 3.85% APY on a 6-month share certificate through June 30, 2026. A $500 minimum is required to open the account, with a $100 minimum balance needed to earn the stated APY. This is a promotional rate available to members of Redbrand Credit Union and R.I.A. Federal Credit Union.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Redbrand Credit Union Special Merger Rate 6-Month rate
- Apply through the offer page to open the Special Merger Rate 6-Month.
- Complete the requirement: $500 to open, $100 minimum to earn APY, 6-month term.
The fine print that matters
- 3.85% is the promotional rate available for a limited time through June 30, 2026
- $500 minimum balance required to open a certificate
- $100 minimum balance to earn the advertised APY
- Rate may change at any time
- Fees may reduce earnings
- NCUA insured up to $250,000
Verification and reports
Confirmed against redbrandcu.com on Aug 14, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: redbrandcu.com rate page (checked Aug 14, 2026)
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