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Suffolk Credit Union Momentum Checking

$500
sign-up bonus
Limited reportsConfirmed Jul 19, 2026 · 0 field reports
Apply at suffolkcu.orgGoes straight to suffolkcu.org
Requirement
$2,500 direct deposits in 90 days, another $2,500 in days
Fee
No fee stated
Deadline
Sep 7, 2026
Terms confirmed
Jul 19, 2026

Suffolk Credit Union pays up to $500 for opening a new Momentum Checking account. You get $250 for setting up $2,500 in qualifying direct deposits within the first 90 days, and another $250 for another $2,500 in direct deposits between days 91 and 180.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Suffolk Credit Union Momentum Checking bonus

  1. Open a new Momentum Checking account between May 22 and September 7, 2026.
  2. Set up qualifying direct deposits totaling $2,500 or more within the first 90 days to earn $250.
  3. Set up additional qualifying direct deposits totaling $2,500 or more between days 91 and 180 to earn another $250.
  4. Keep the account open, in good standing and not restricted to receive each bonus.
  5. Receive each $250 bonus deposited within 10 business days after the end of each qualifying period.

The fine print that matters

  • Offer valid for new accounts opened May 22 to September 7, 2026, for members without a current Suffolk checking account or one closed in the past 90 days.
  • Cannot be combined with any other checking bonus offer including the corporate partner program.
  • Members who previously received a new checking account bonus are ineligible.
  • Bonuses are subject to taxation.
  • A qualifying direct deposit is regular monthly income such as payroll, pension, or Social Security; teller deposits, wire transfers, ATM transfers, P2P app transfers, and bank/brokerage transfers do not qualify.
  • Account must not be closed, negative, or restricted at time of payout.

Verification and reports

Confirmed against suffolkcu.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: suffolkcu.org offer page (checked Jul 19, 2026)