Texas Capital Bank Star Plus Checking

Texas Capital Bank splits this $200 into a one-time $50 welcome bonus for depositing $1,500, plus three $50 activity bonuses. Each activity bonus needs both five debit purchases totaling $300 and a $2,500 average monthly balance, in three separate statement periods. Only the $50 welcome bonus is easy to earn.

Eligibility

How to get the Texas Capital Bank Star Plus Checking bonus

1. Open a new Star Plus Checking account between April 1, 2026 and August 31, 2026.
2. Make qualifying deposits totaling at least $1,500 to earn the one-time $50 welcome bonus.
3. In each of three statement periods, use the debit card for five or more purchases totaling at least $300.
4. In those same statement periods, maintain an average monthly balance of at least $2,500 to earn each $50 activity bonus.

The fine print that matters

• The reward period runs April 1, 2026 through November 30, 2026, so the three activity months must fall inside it.
• Both the debit spend and the $2,500 average balance must be met in the same statement period for that month to count.
• Qualifying deposits include direct deposit, external ACH, in-branch teller deposits, mobile check deposits, and incoming wires.
• ATM deposits, micro-deposits, internal transfers, and P2P payments such as Zelle, Venmo, and PayPal do not count toward the $1,500.
• Debit card money transfers, ATM transactions, and P2P payments do not count toward the five qualifying purchases.
• Clients holding a Star Plus Checking account as of March 31, 2026 are not eligible.
• Closing the account during the reward period forfeits the offer and you cannot requalify by opening a new one.
• Limit one offer per customer, paid to the primary account owner, and reported to the IRS.

Verification and reports

Confirmed against texascapitalbank.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: texascapitalbank.com promotional offers page (checked Jul 20, 2026) · Star Plus Checking $200 promo terms and disclosures (PDF) (checked Jul 20, 2026)