United Federal Credit Union Checking Account

Open a new United Federal Credit Union checking account with a $50 minimum deposit and set up direct deposit. Once you receive more than $1,500 in qualifying direct deposits within 90 days, you'll get a $250 bonus deposited within 30 days.

Eligibility

How to get the United Federal Credit Union Checking Account bonus

1. Open a new consumer checking account with a $50 minimum deposit.
2. Set up direct deposit into the account.
3. Accumulate more than $1,500 in qualifying ACH direct deposits within 90 days of opening.
4. Receive the $250 bonus within 30 days of hitting the deposit threshold.

The fine print that matters

• Offer limited to new members only, one per new member.
• Not eligible if the tax reporting owner had a United checking/savings account open or closed within the last 12 months.
• Qualifying direct deposits are ACH credits like payroll, salary, pension, or government payments; in-branch deposits, transfers between United accounts, and P2P transfers (PayPal, Zelle, Venmo, Cash App) do not count.
• Cash bonuses over $10 are reported to the IRS on Form 1099-INT.
• Offer only available to Nevada residents and may not be combined with other promotions.
• Offer as of 07/01/2026 and subject to change without notice.

Verification and reports

Confirmed against unitedfcu.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: unitedfcu.com offer page (checked Jul 19, 2026)