Earn 4.00% APY on a 13-month certificate of deposit with a $500 minimum deposit. The rate is fixed for the 13-month term. At maturity, the CD automatically renews for 12 months.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Blue Grass Federal 13-Month CD rate
- Apply through the offer page to open the 13-Month CD.
- Complete the requirement: $500 minimum, 13-month term.
The fine print that matters
- A penalty for early withdrawal may apply.
- Funds must remain on deposit for the term of the certificate.
- Fees could reduce earnings.
- This special is available for a limited time and is subject to change without notice.
- The minimum to open is $500.
Verification and reports
Confirmed against bluegrassfederal.bank on Aug 4, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: bluegrassfederal.bank rate page (checked Aug 4, 2026)
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