Chase pays $125 when a parent or guardian opens a High School Checking account in branch with their 13 to 17 year old and the teen completes 5 qualifying transactions within 60 days. The bonus lands in the teen's account within 15 days of meeting the requirement.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Chase High School Checking bonus
- Have parent/guardian with an eligible Chase checking account present at account opening.
- Open a Chase High School Checking account in branch with the teen (age 13-17) by 10/14/2026.
- Complete 5 qualifying transactions (debit card purchases, Zelle, ACH credits, QuickDeposit, or online bill payments) within 60 days of enrollment.
- Bonus appears in the teen's account within 15 days of completing the qualifying transactions.
The fine print that matters
- Teen can receive only one new checking account opening bonus every two years from the last coupon enrollment date, and only one bonus per account.
- Account must not be closed or restricted at time of payout.
- Bonus is considered interest and reported on IRS Form 1099-INT (or 1042-S if applicable).
- Must open the account in branch with parent/guardian present as co-owner.
- No monthly service fee while linked to parent/guardian's eligible personal checking account (excludes certain other Chase accounts).
- When the teen turns 19, the account converts to a Chase Total Checking account.
Verification and reports
Confirmed against account.chase.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: account.chase.com offer page (checked Jul 19, 2026)
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