Dealaka.

Chase Sapphire Preferred

75,000 points
points bonus
Down from 100k
Limited reportsConfirmed Jul 17, 2026 · 2 field reports
Apply at chase.comGoes straight to chase.com
Requirement
$5,000 in purchases, 3 months
Fee
$95 annual fee, not waived
Deadline
No published end date
Terms confirmed
Jul 17, 2026

The Sapphire Preferred sits at 75,000 points on a $95 fee. It's a strong standard offer, but down from the 100,000-point all-time high that ran earlier in 2026 and is now gone (Chase's page shows 100k struck through). $5,000 of spend in 3 months. Two rules govern eligibility: you must be under 5/24, and 48+ months past your last Sapphire bonus.

Eligibility

Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
The 48-month Sapphire rule
One Sapphire bonus per 48 months, counted from when the last bonus was received.
The 5/24 rule
Five or more cards opened across all issuers in 24 months → automatic Chase denial.

How to get the Chase Sapphire Preferred bonus

  1. Confirm you're under 5/24 and 48+ months from your last Sapphire bonus (counted from bonus receipt).
  2. If you hold a Sapphire now, downgrade to a Freedom product and wait a few days before applying.
  3. Apply; spend $5,000 in 3 months; points post with the qualifying statement.

The fine print that matters

  • No published end date. Treat the window as fragile and verify before relying on it.
  • One Sapphire bonus per 48 months, across Preferred and Reserve.
  • Points are Ultimate Rewards: their worth depends entirely on how you redeem. This site publishes no cents-per-point valuation.

Verification and reports

Confirmed against chase.com on Jul 17, 2026. Based on 2 field reports. Status Limited reports is computed from those reports, never hand-set.

Offer level

75k/$5,000/3mo confirmed on chase.com 7/11/26, shown as a limited-time offer with 100,000 struck through. The all-time-high window has ended. Verify the live figure at application.

5/24 enforcement

Automatic denials at exactly 5/24 continue in public reports; no recon overrides reported this year.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Offer history

Jul 202675kcurrent limited-time offer, down from the 100k peak
early 2026100kall-time-high window, now ended
2024-202560k-75kstandard range
2021100kprevious record window

Sources: chase.com Sapphire Preferred (checked Jul 11, 2026)