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Citadel Credit Union Ultimate Growth Checking

$500
sign-up bonus
Limited reportsConfirmed Jul 20, 2026 · 0 field reports
Apply at citadelbanking.comGoes straight to citadelbanking.com
Requirement
$2,000 DD in 90 days plus $5,000 balance days 61-90
Fee
No monthly service fee
Deadline
Sep 30, 2026
Terms confirmed
Jul 20, 2026

Citadel's Ultimate Growth Checking account offers up to $500 for new members. You get $300 for setting up $2,000 or more in direct deposits within 90 days, plus an extra $200 for keeping a $5,000 balance during days 61 to 90.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Citadel Credit Union Ultimate Growth Checking bonus

  1. Open a new Ultimate Growth Checking account online with the promotional code applied.
  2. Set up direct deposit(s) totaling $2,000 or more posting within 90 days of account opening to earn a $300 bonus.
  3. Maintain a daily balance of $5,000 or more during days 61-90 to earn an additional $200 bonus.
  4. Keep the account open and in good standing for 90 days.
  5. Receive the bonus deposit within 10 business days after meeting requirements.

The fine print that matters

  • Promotional code must be applied at account opening to receive the bonus.
  • Bonus is reported to the IRS and recipient is responsible for taxes.
  • Offer limited to new checking customers who have not closed a Citadel checking account in the last 12 months or previously received a checking new account bonus.
  • Limit one offer per member; not available for business accounts.
  • Offer expires September 30, 2026 and may be modified or withdrawn at any time.

Verification and reports

Confirmed against citadelbanking.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: citadelbanking.com offer page (checked Jul 20, 2026)